Apr
12
2011

The Evolution of the Credit Scorecard

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Credit risk comes as a given for credit card companies and other financial institutions. Yes, these financial institutions deal with credit risk practically every single work day they operate. This is precisely why these companies have to adhere to the strict implementation of a credit scorecard. This way, the scorecards can measure the performance and [...]

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Apr
12
2011

World Financial Crisis Exposed Bare

There is mass havoc whichever side we look at in the current scenario. There are people who can’t stop worrying why the culprits of financial problems move around freely. There is also the worldwide financial meltdown which will definitely affect livelihoods of millions in this inter-connected world. With such an inter-connected world, the things like [...]

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Apr
11
2011

Convert IRA’s to Roth IRA’s – Seek Financial Institutions’ Guidance

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Because of the enhancements and changes of different retirement plans and accounts, many people are thinking of converting their previous IRAs mostly the traditional ones to that of the Roth IRA. The primary reason is the tax benefits that they would get from a Roth IRA and the flexibility of its rules.There are companies in [...]

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Apr
11
2011

A Guide to Investments in Indian Real Estate

Real estate has traditionally been an avenue for considerable investment per se and investment opportunity for High Net-worth Individuals, Financial institutions as well as individuals looking at viable alternatives for investing money among stocks, bullion, property and other avenues.Money invested in property for its income and capital growth provides stable and predictable income returns, similar [...]

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Apr
10
2011

What Do Financial Institutions Fail to Tell You About Rate of Returns?

?Have you reviewed your favorite Mutual Fund annual statement??? ?Review the “Performance” section of the Annual Report.? Rates of return in the report are calculated as “Average Rates of Return.”? ? What does Average Rate of Return mean??Average Rate of Return is a math calculation. It is designed to be a measure of an investment’s [...]

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